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CFA Level I - Cheatsheet

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Section 1

CFA Level I - Cheatsheet

STUDY GUIDE

๐ŸŽ“ CFA Level I - Study Guide

๐Ÿ“‹ Course Structure

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๐Ÿ“š Alternative Investments, Portfolio Management, and Ethical and Professional Standards โ”œโ”€โ”€ ๐Ÿ“– Chapter 1: Alternative Investment Features, Methods, and Performance โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Alternative Investment Characteristics and Categories โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Direct, Co-Investment, and Fund Investment Methods โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Investment Ownership and Compensation Structures โ”‚ โ””โ”€โ”€ ๐Ÿ”น Alternative Investment Performance and Returns โ”œโ”€โ”€ ๐Ÿ“– Chapter 2: Private Capital and Real Estate Investments โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Private Equity Investment Categories and Exit Strategies โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Private Debt Features and Diversification Benefits โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Real Estate Investment Characteristics and Strategies โ”‚ โ””โ”€โ”€ ๐Ÿ”น Infrastructure Investment Features and Characteristics โ”œโ”€โ”€ ๐Ÿ“– Chapter 3: Natural Resources and Hedge Fund Investments โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Natural Resource Investment Features and Characteristics โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Commodity Valuation and Sources of Risk and Return โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Hedge Fund Investment Features and Categories โ”‚ โ””โ”€โ”€ ๐Ÿ”น Hedge Fund Investment Forms and Performance โ”œโ”€โ”€ ๐Ÿ“– Chapter 4: Introduction to Digital Assets โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Distributed Ledger Technology (DLT) โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Digital Asset Characteristics and Investment Forms โ”‚ โ””โ”€โ”€ ๐Ÿ”น Risk, Return, and Diversification of Digital Assets โ”œโ”€โ”€ ๐Ÿ“– Chapter 5: Portfolio Risk and Return - Part I โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Characteristics of Major Asset Classes โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Risk Aversion and Portfolio Selection โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Capital Allocation Line and Optimal Portfolio โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Mean, Variance, Covariance, and Correlation of Asset Returns โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Portfolio Standard Deviation and the Effect of Correlation โ”‚ โ””โ”€โ”€ ๐Ÿ”น Minimum-Variance and Efficient Frontiers โ”œโ”€โ”€ ๐Ÿ“– Chapter 6: Portfolio Risk and Return - Part II โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Capital Allocation Line (CAL) and Capital Market Line (CML) โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Systematic and Nonsystematic Risk โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Return Generating Models and Beta โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Capital Asset Pricing Model (CAPM) and Security Market Line (SML) โ”‚ โ””โ”€โ”€ ๐Ÿ”น Performance Measures: Sharpe Ratio, Treynor Ratio, M-squared, and Jensen's Alpha โ”œโ”€โ”€ ๐Ÿ“– Chapter 7: Portfolio Management: An Overview โ”‚ โ”œโ”€โ”€ ๐Ÿ”น The Portfolio Approach to Investing โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Steps in the Portfolio Management Process โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Types of Investors and Their Characteristics โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Defined Contribution and Defined Benefit Pension Plans โ”‚ โ”œโ”€โ”€ ๐Ÿ”น Aspects of the Asset Management Industry โ”‚ โ””โ”€โ”€ ๐Ÿ”น Mutual Funds and Other Pooled Investment Products โ””โ”€โ”€ ๐Ÿ“– Chapter 8: Basics of Portfolio Planning and Construction โ”œโ”€โ”€ ๐Ÿ”น Reasons for a Written Investment Policy Statement (IPS) โ”œโ”€โ”€ ๐Ÿ”น Major Components of an IPS โ”œโ”€โ”€ ๐Ÿ”น Risk and Return Objectives โ”œโ”€โ”€ ๐Ÿ”น Willingness and Ability to Take Risk โ””โ”€โ”€ ๐Ÿ”น Investment Constraints
Section 2

๐Ÿ“– Chapter 1: Alternative Investment Features, Methods, and Performance

What this chapter covers: This chapter introduces alternative investments, contrasting them with traditional assets. It explores investment methods, ownership structures, and performance appraisal. Key concepts include liquidity, due diligence, and the J-curve effect. Understanding these aspects is crucial for evaluating and managing alternative investment portfolios.

๐Ÿ”‘ Essential Concepts & Applications

Concept/PrincipleDefinition/ExplanationApplicationsExam Relevance
Alternative InvestmentsAssets outside traditional cash, stocks, and bonds.Hedge funds, private equity, real estate, infrastructure.Identifying characteristics and categories.
Fund InvestingPooling assets with other investors under a fund manager.Accessing diversified alternative investments.Comparing with direct and co-investing.
Limited Partnership (LP)Common structure for alternative investment funds.GPs manage the fund; LPs are the investors.Understanding roles and fee structures.
J-Curve EffectNegative returns in early capital commitment phase, followed by increasing returns.Explaining performance patterns in private equity.Recognizing the impact on IRR.

๐Ÿ› ๏ธ Problem Solving

Problem Type A: Performance Fee Calculation Setup: "Given a fund with a hurdle rate and performance fee, calculate the after-fee return for LPs." Method: "Calculate the return above the hurdle rate, apply the performance fee, and subtract from the total return." Example: "Fund returns 12%, hard hurdle rate of 8%, 20% performance fee. Fee = 0.20 * (12% - 8%) = 0.8%. After-fee return = 12% - 0.8% = 11.2%."

Problem Type B: Identifying Investment Method Setup: "Describe a scenario and ask which investment method (direct, co-invest, fund) is most appropriate." Method: "Consider the level of control, expertise required, and diversification offered by each method." Example: "Sovereign wealth fund purchasing agricultural land directly = Direct investing."

๐Ÿงฎ Solved Example

Problem: A hedge fund has a 1.5% management fee and a 20% incentive fee with a soft hurdle rate of 7%. The fund returns 15% before fees. Calculate the after-fee return.

Given: Management fee = 1.5%, Incentive fee = 20%, Hurdle rate = 7%, Gross return = 15%

"
โœ…
Solution: 1. Management fee = 1.5%
  1. Return before incentive fee = 15% - 1.5% = 13.5%
  2. Incentive fee = 20% * 13.5% = 2.7%
  3. After-fee return = 13.5% - 2.7% = 10.8%
"
โœ…
Answer: The after-fee return is 10.8%.

โš ๏ธ Common Mistakes

โŒ Mistake 1: Incorrectly applying hurdle rates. โœ… How to avoid: Distinguish between hard and soft hurdle rates and apply the performance fee only to returns above the hard hurdle.

โŒ Mistake 2: Ignoring management fees when calculating incentive fees. โœ… How to avoid: Always deduct management fees before calculating incentive fees.

๐Ÿฆ Erik's Tip

Focus on understanding the fee structures and how they impact investor returns. Practice calculating after-fee returns under different scenarios.

๐Ÿ“– Chapter 2: Private Capital and Real Estate Investments

What this chapter covers: This chapter delves into private equity, private debt, real estate, and infrastructure investments. It covers investment categories, exit strategies, and risk-return profiles. Key concepts include LBOs, VCs, REITs, and greenfield vs. brownfield projects.

๐Ÿ”‘ Essential Concepts & Applications

Concept/PrincipleDefinition/ExplanationApplicationsExam Relevance
Leveraged Buyout (LBO)Acquiring mature companies with a large percentage of debt.Restructuring and improving operations for resale.Distinguishing from venture capital.
Venture Capital (VC)Financing early-stage companies.Supporting innovation and high-growth potential.Understanding investment stages.
Real Estate Investment Trust (REIT)Indirect investment in real estate.Providing liquidity and professional management.Comparing with direct real estate investment.
Greenfield InvestmentNew construction of infrastructure assets.Creating new infrastructure capacity.Contrasting with brownfield investments.

๐Ÿ› ๏ธ Problem Solving

Problem Type A: Identifying Exit Strategy Setup: "Given a private equity investment, identify the most likely exit strategy based on company characteristics." Method: "Consider factors like company size, market conditions, and potential acquirers." Example: "Mature company acquired by a strategic buyer = Trade sale."

Problem Type B: Comparing Real Estate Strategies Setup: "Given a real estate investment scenario, identify the appropriate investment strategy (core, core-plus, value-add, opportunistic)." Method: "Assess the risk-return profile and the level of active management required." Example: "Investing in high-quality commercial properties with stable returns = Core strategy."

๐Ÿงฎ Solved Example

Problem: A private equity fund acquires a company for 500million,using500 million, using 300 million in debt. After 5 years, the company is sold for $800 million. Calculate the return on equity.

Given: Initial investment = 500million,Debt=500 million, Debt = 300 million, Equity = 200million,Saleprice=200 million, Sale price = 800 million

"
โœ…
Solution: 1. Profit = 800millionโˆ’800 million - 500 million = $300 million
  1. Return on equity = (300million/300 million / 200 million) * 100% = 150%
"
โœ…
Answer: The return on equity is 150%.

โš ๏ธ Common Mistakes

โŒ Mistake 1: Confusing LBOs and VCs. โœ… How to avoid: Remember LBOs target mature companies, while VCs target early-stage companies.

โŒ Mistake 2: Overlooking the illiquidity of direct real estate investments. โœ… How to avoid: Recognize that direct real estate investments are less liquid than REITs.

๐Ÿฆ Erik's Tip

Focus on the characteristics of different private capital and real estate strategies. Understand the risk-return trade-offs associated with each.

๐Ÿ“– Chapter 3: Natural Resources and Hedge Fund Investments

What this chapter covers: This chapter explores natural resources (raw land, timberland, farmland, and commodities) and hedge funds. It details investment characteristics, valuation methods, and strategies. Key concepts include convenience yield, contango, backwardation, and hedge fund strategies.

๐Ÿ”‘ Essential Concepts & Applications

Concept/PrincipleDefinition/ExplanationApplicationsExam Relevance
Convenience YieldNonmonetary benefit of holding a physical commodity.Valuing commodities with limited availability.Understanding commodity pricing.
ContangoFutures prices are higher than spot prices.Storing commodities with high storage costs.Distinguishing from backwardation.
BackwardationFutures prices are lower than spot prices.Hedging strategies for commodity producers.Understanding commodity pricing.
Equity HedgeHedge fund strategy involving long/short positions in equities.Exploiting market inefficiencies in equity markets.Identifying different hedge fund strategies.

๐Ÿ› ๏ธ Problem Solving

Problem Type A: Determining Commodity Pricing Setup: "Given spot price, storage costs, and convenience yield, calculate the futures price." Method: "Futures price โ‰ˆ Spot price + Storage costs - Convenience yield." Example: "Spot price = 100,Storagecosts=100, Storage costs = 5, Convenience yield = 3.Futurespriceโ‰ˆ3. Futures price โ‰ˆ 100 + 5โˆ’5 - 3 = $102."

Problem Type B: Identifying Hedge Fund Strategy Setup: "Describe a hedge fund's investment approach and identify the most likely strategy." Method: "Consider the fund's use of leverage, long/short positions, and asset classes." Example: "Hedge fund using merger arbitrage = Event-driven strategy."

๐Ÿงฎ Solved Example

Problem: A commodity has a spot price of 50,storagecostsof50, storage costs of 2, and a convenience yield of $1. Calculate the futures price.

Given: Spot price = 50,Storagecosts=50, Storage costs = 2, Convenience yield = $1

"
โœ…
Solution: 1. Futures price โ‰ˆ Spot price + Storage costs - Convenience yield
  1. Futures price โ‰ˆ 50+50 + 2 - 1=1 = 51
"
โœ…
Answer: The futures price is approximately $51.

โš ๏ธ Common Mistakes

โŒ Mistake 1: Confusing contango and backwardation. โœ… How to avoid: Remember contango means futures prices are higher, backwardation means futures prices are lower.

โŒ Mistake 2: Overlooking the impact of convenience yield on commodity pricing. โœ… How to avoid: Include convenience yield in your futures price calculations.

๐Ÿฆ Erik's Tip

Focus on understanding the factors that influence commodity prices and the different hedge fund strategies. Practice identifying strategies based on investment approaches.

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